Certificates of Deposit (CDs)

Certificates of Deposit

Rate Information:

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Available Term:

3, 6, 8, 9, 12, 18, 24, 30, 36, 48, 60 months

Minimum amount to open:


Penalty for early withdrawal:

Determined by term of certificate. Early withdrawal will reduce earnings.

Terms of renewal:

Your account will automatically renew at maturity. Each renewal term will be the same as the original term, beginning on the maturity date. A grace period of ten calendar day(s) after maturity is given to withdraw the funds without being charged an early withdrawal penalty.


For convenience, interest may be added to the certificate or credited to a checking or savings account of the customer's choice.

Free On-line Banking

Free On-line Banking is available to check your certificate balance, interest rate and maturity. Ask a Personal Banker for details of how to sign-up.

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20 Month Adjust-A-Rate Certificate of Deposit

A great Certificate of Deposit when you are uncertain of what rates are going to do in the future.

  • Allows the holder to change the interest rate once during the term to the current 20 month Adjust-A-Rate Certificate of Deposit rate.
  • $1,000 minimum to open account
  • 10 day grace period following maturity to withdraw funds without penalty
  • Interest compounded monthly
  • Interest may be credited to a checking or savings account of the customerís choice
  • Automatically renewable
  • Early withdrawal will reduce earnings
  • Ask a Personal Banker for current interest rate and annual percentage yield
  • Free On-line Banking

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