Certificates of Deposit (CDs)


Certificates of Deposit

Rate Information:

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Available Term:

3, 6, 8, 9, 12, 18, 24, 30, 36, 48, 60 months

Minimum amount to open:

$1,000.00

Penalty for early withdrawal:

Determined by term of certificate. Early withdrawal will reduce earnings.

Terms of renewal:

Your account will automatically renew at maturity. Each renewal term will be the same as the original term, beginning on the maturity date. A grace period of ten calendar day(s) after maturity is given to withdraw the funds without being charged an early withdrawal penalty.

Interest:

For convenience, interest may be added to the certificate or credited to a checking or savings account of the customer's choice.

Free On-line Banking

Free On-line Banking is available to check your certificate balance, interest rate and maturity. Ask a Personal Banker for details of how to sign-up.

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20 Month Adjust-A-Rate Certificate of Deposit

A great Certificate of Deposit when you are uncertain of what rates are going to do in the future.

  • Allows the holder to change the interest rate once during the term to the current 20 month Adjust-A-Rate Certificate of Deposit rate.
  • $1,000 minimum to open account
  • 10 day grace period following maturity to withdraw funds without penalty
  • Interest compounded monthly
  • Interest may be credited to a checking or savings account of the customerís choice
  • Automatically renewable
  • Early withdrawal will reduce earnings
  • Ask a Personal Banker for current interest rate and annual percentage yield
  • Free On-line Banking

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