<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1751272901784676&amp;ev=PageView&amp;noscript=1">

Merchant Capture

Speed Up Your Business Cash Flow

With Heartland Bank’s Merchant Capture you can scan checks received from customers and issue deposits electronically to the bank. It’s the fastest way to turn check deposits into cash. Merchant Capture allows you to process your deposits through a compact scanning device located in your office. By utilizing this technology, you can make deposits into your account regardless of your geographic location or staffing issues—and without a trip to the bank!

Merchant Capture

The Merchant Capture scanner will scan and capture images of both sides of your checks, automatically verify your deposit total, search for duplicate items, and allow you to review the deposit. With Courtesy and Legal Amount Recognition (CAR/LAR) software, your deposits will be completed with the highest accuracy.

Merchant Capture allows you to review your deposit and check images before they are transmitted to the bank’s secure server. Once you have approved the transaction, your deposit will automatically post to your account.

What You Will Need

Merchant Capture is very simple to use. To run Merchant Capture, you will need a PC with a current version of Microsoft 2000 or newer operating systems with a USB 2.0 Port. You will also need the following:

  • Merchant Capture Scanner and software (available through the bank)
  • High Speed Internet Connection (DSL or Cable Modem)


Heartland Bank’s Merchant Capture offers a wide range of benefits and opportunities to business customers by reducing costs and increasing efficiencies!

  • Improved funds availability by eliminating transportation delays
  • Elimination of courier costs
  • Secure deposited funds with no physical security risk—the checks never leave your company
  • Increased office efficiencies
  • Consolidate your accounts—eliminates the need for separate accounts in different regions

Switch To Heartland Bank In Four Easy Steps

If you are switching to Heartland Bank from another bank, use our SwitchKit to move your accounts over in four easy steps! 

Download Our SwitchKit